Rate, quote, bind — one portal.

The modern rating engine for P&C MGAs. Go from submission to issuance in minutes, not days.

RateFlow MGA dashboard with written premium, bind ratio, active policies, open quotes, and loss ratio tiles.
Commercial auto quote with liability, physical damage, and UM/UIM schedules rated in real time.
Forms Review modal showing mandatory forms, UM/UIM forms, and optional endorsements.
Policy detail page with policy information, named insured, and exposure summary.
Analytics view with quote-to-bind funnel, premium by product line, and premium by state.
Exposure map with seismic, wildfire, and flood hazard layers overlaid on active policies.
Dashboard — portfolio at a glance
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Multi-line rating

Rate every coverage in one engine — every line, every state.

Broker portal

Partners get secure access for submissions and servicing.

Real-time workflow

Track quotes, referrals, and binding from one dashboard.

What's inside

Built for the messy middle of commercial lines.

Every state has its own rules, forms, and endorsements. RateFlow handles the complexity so your team can focus on the policy.

State-accurate rating

Filed rates and rating plans for every state — applied correctly, every time.

Endorsement auto-fill

Standard endorsement forms and coverage schedules — populated from policy data at issuance with zero manual entry.

One-click policy packets

Full packets — dec pages, schedules, endorsements, and notices — generated as a single PDF in seconds.

UM/UIM, done right

Per-vehicle selectors, state-rules dispatcher, bind-time schedule overlays. The hard parts of UM/UIM, handled.

Quote → bind → issue

One continuous workflow from initial submission through issuance. No rekeying, no lost data, no context switches.

Role-based access & audit

Agent, underwriter, and admin roles with granular permissions. Full audit trail for every quote, bind, and endorsement.

01
Submission

Capture applicant data & eligibility.

02
Rate & Quote

Multi-line engine generates terms.

03
Bind & Issue

One-click bind with dec pages & docs.

04
Renew & Service

Endorsements, renewals & audit trail.

Watch the demo

See a full quote-to-bind in under two minutes.

Get a walkthrough

Let's run RateFlow on your book.

Tell us a bit about your agency and we'll schedule a live walkthrough — we'll quote against one of your risks and show the full submission-to-issuance flow.

  • 30-minute live walkthrough with our team
  • Quote run against one of your real risks
  • Q&A on state rollout & integrations

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